Getting comprehensive insurance cover is an absolute must for players during their time in America. A lot of schools will have compulsory comprehensive health insurance that you must pay for but which covers you while you are on and off campus and when playing sports. For those of you that need to source travel insurance provider we recommend COE Connect who we have used as a trusted partner for a number of years. It is important to recognise that travel insurance is a completely different product to Health Insurance. The COE Study Abroad scheme is not just medical coverage only (as Health Insurance is), it provides many sections of cover, flexibility and includes repatriation and emergency medial cover. The Study Abroad scheme complements any Health Insurance, especially off-campus – without proper protection, the bills for repatriation can potentially run into hundreds of thousands.
There is some more information about COE and their insurance below. To get discounted rates on your insurance quote from COE make sure you use the following link: CLICK HERE
(a) International students will normally be ‘encouraged’ to purchase the recommended campus Health Insurance – it may already be included in your fees or you could well have to pay separately and it may not be a nice surprise. Premiums vary enormously between Universities, Colleges, Schools and State to State. Please ensure you check out the level of cover and possible limitations, such as secondary insurance.
(b) Occasionally, if you do not have to purchase the campus health insurance up front, they will always be able to suggest an alternative.
(c) Very rarely, if they are not pushing their own Health Insurance, you could be allowed to purchase elsewhere. They will, however, almost certainly require an American insurer. We can put you in touch with a specialist Broker in the UK but again, it may be a ‘closed shop’ on campus.
Example Premiums…10 MONTHS WORLDWIDE….£388.04
12 MONTHS WORLDWIDE….£455.89
Please Note: The STUDY ABROAD scheme is a leisure travel insurance only and will not provide benefits of cover for Private Health Care. Underwriters reserve the right to move you from one hospital to another and/or arrange for your repatriation to the United Kingdom at any time during the trip.
COE Connections contact info: 07837 524144 or Email: firstname.lastname@example.org
IMPORTANT: Insurers have now specifically included cover for COVID-19
Cancellation (Section A) as standard for all overseas countries
Emergency Medical (Section B) Green List countries as standard
Amber List countries for an additional premium
Red List countries, No cover